HUD Multifamily Loan Underwriting

What is Underwriting?

What is Underwriting?

Underwriting is lender’s process of determining if a borrower meets their criteria for a loan. Underwriters usually consider three C’s - credit, capacity and collateral. When it comes to HUD 223(f) loans, lenders will also examine a borrower’s experience with owning and managing similar multifamily properties as part of their underwriting process.