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HUD 223(f) Loan Rates

Everything you need to know about fixed interest rates for the HUD 223(f) loan program for the acquisition and refinancing of apartment and multifamily properties.

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HUD 223f Interest Rates

Designed for the purchase or refinancing of multifamily properties, HUD Section 223(f) offers low-interest, fixed-rate financing on these fully amortizing loans. Borrowers need not fear higher interest refinances or balloon payments in years to come.

Interest rates are fixed throughout the life of FHA 223(f) loans. Specific rates for HUD 223(f) mortgages are determined by current rates and market conditions at the time of commitment. However, it should be noted that borrowers for these loans are required to pay a mortgage insurance premium, or MIP.

The minimum mortgage term for HUD 223f loans is 10 years. The maximum terms for the mortgage are either 35 years or 75% of the project’s estimated remaining economic life (whichever is less). A longer amortization period allows for lower monthly payments. These loans are also fully assumable and non-recourse.

These HUD-backed mortgages are financed with Ginnie Mae (GNMA - Government National Mortgage Association) securities.

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HUD 223(f) Loans is a Janover company. Please visit some of our family of sites at: Multifamily Loans, Multifamily Today, Commercial Real Estate Loans, SBA7a Loans, CMBS Loans, Apartment Loans, HUD Loans, HUD 221d4 Loan, HUD 232 Loan, HUD 223f Loan, HUD 223a7 Loan, SBA Express Loans, SBA 504 Loans, and OpportunityZones Help.

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