What is a Market-Rate Property?

Market-Rate Properties and the HUD 223(f) Loan Program

Market rate properties are non-subsidized properties, for which residents pay market rate rents or purchase properties at market value. When it comes to purchasing market-rate properties with a HUD 223(f) loan, borrowers are permitted LTVs of up to 85%, and DSCRs as low as 1.18x. In comparison, affordable properties and properties using rental assistance are allowed more lenient underwriting standards.


TO LEARN MORE ABOUT HUD 223F LOANS, FILL OUT THE FORM BELOW AND A HUD LENDING EXPERT WILL GET IN TOUCH.